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A SIMPLER WAY TO BUILD

House and Land Packages NSW

At Montgomery Homes, we take the guesswork out of pairing the right home design with the right block, matching each home to suit the land and capitalise on views, orientation, and outlook. Explore house and land packages across Sydney, Newcastle, and the Central Coast, with options to suit first home buyers, growing families, and downsizers alike.

House and Land Packages NSW
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Elevate every moment at home with $75,000 of bonus luxury upgrades!

Elevate every moment at home with $75,000 of bonus luxury upgrades!

For a limited time, when you select our Diamond Collection and pay your commencement fee within three days of your tender presentation, you'll unlock $75,000 of bonus luxury upgrades.

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A simple way to build your new home in the right location

Finding the right block, floor plan and builder can feel like a lot to manage. Montgomery Homes makes the process easier with house and land packages in NSW that match selected home designs to suitable blocks across key growth areas.

A house and land package gives you a clearer path from vacant land to a brand new home. You can choose a package that suits your lifestyle, budget and preferred location, then work with our team to refine the details before construction begins!

We offer house and land packages across Sydney, Wollongong and the Illawarra, Newcastle and the Hunter, and the Central Coast. You may be searching in the south west, north west, a coastal estate, or a quieter family suburb; wherever you’re looking, we help you compare the land, the home design and the total package with confidence.

For first home buyers, families, and investors, house and land packages in NSW can offer a practical, straightforward way to build a new home without having to do all the hard work yourself. Contact us to learn more about house and land packages today!

What does a house and land package in NSW include?

A home and land package combines a block of land with one of Montgomery Homes’ award-winning house designs. The home is selected to suit the block, so you get a better idea of how the floor plan, facade, frontage and site conditions work together from the start.

Our house and land packages in NSW can include Diamond, Sapphire or Emerge Collection inclusions, BASIX requirements and standard site costs, depending on the selected package. This gives you more clarity on costs upfront and helps reduce the risk of hidden costs appearing later.

Every package is different, so your tender and contract will confirm exactly what is included. Our team can also talk you through optional upgrades, facade choices, colour selections and any developer or estate requirements that may apply to your block.

240124-Montgomery-Miranda_099
Modern bedroom with white shiplap accent wall, cream upholstered bed with neutral bedding and decorative pillows, wooden nightstand with table lamp, ceiling fan, large windows with white shutters, wood paneling below windows, beige carpet, dark wood dresser on left wall with decorative vase, and recessed lighting throughout.

Why choose Montgomery Homes for house and land packages in NSW?

Montgomery Homes has been building quality homes in New South Wales for more than 30 years. We understand the small details that matter when choosing land and home packages, from block orientation and site slope to storage, natural light, energy-efficient inclusions and everyday comfort.

The advantage of choosing an experienced builder is that you are not left to match a house to land on your own. We consider the block, the estate guidelines and the home design together, so your new home has the best chance of working well for your family, your budget and your lifestyle.

Our team can help you compare land package options, review house designs and understand the building process before you commit. That means you can choose the right package with clear advice, not guesswork.

  • Hand-selected blocks matched with suitable home designs

  • Flexible house and land options across key NSW regions

  • Access to more home designs where the block allows

  • Diamond, Sapphire and Emerge Collection options available

  • Support from enquiry through to handover

  • A clearer fixed price position before construction begins

Included vs not included: fixed price clarity with no hidden surprises

One of the biggest benefits of house packages in NSW is knowing what your build is likely to cost before you move too far into the process. A clear package helps you compare options properly, arrange finance sooner and avoid making decisions based on a headline price alone.

At Montgomery Homes, your package price is based on the selected home, the selected block and the agreed inclusions. Your tender will set out what is included in the fixed price, what may be optional, and what requires a separate allowance or confirmation.

Usually included in the packageConfirm before you commitSeparate (homeowner-funded)
Selected house design matched to the blockDeveloper estate requirementsDriveway upgrades or non-standard finishes
Standard site costs, where stated in the packageSite-specific reports or extra engineeringFencing, turf and detailed landscaping
BASIX requirementsRetaining walls or slope-related worksWindow furnishings and loose furniture
Selected Collection inclusionsService connections and authority feesAppliance upgrades and luxury finishes
Plans and tender documentationStamp duty, conveyancing and lender feesInvestor-ready extras or turnkey add-on packs

This structure helps you see the complete package, not just the base build. It also helps you ask better questions about driveways, site costs, and savings opportunities before you sign

Display homes and virtual tours help you choose confidently

A floor plan on paper is helpful, but walking through a display home gives you a much better idea of scale, flow and finish. You can see how a kitchen connects to the living space, how bedrooms are positioned and how storage works in everyday life.

Montgomery Homes has display homes across Sydney, the Central Coast, Newcastle and the Hunter. Our 3D Virtual Tours also let you explore selected designs online from home, which is helpful when comparing new land and house packages across several suburbs.

Before choosing a package, we recommend shortlisting the home designs that suit your block width, family needs and investment goals. You can then visit a display home, take a virtual tour, compare inclusions, and speak with our team about which house and land option makes sense for your preferred estate.

3D virtual tour of a modern Newcastle home interior featuring an open-plan living space with a two-story staircase, dining table with white chairs, contemporary kitchen with stainless steel appliances, wooden flooring, and a geometric pendant light fixture hanging from the ceiling.

Stamp duty and government incentives for NSW first home buyers

First home buyers in New South Wales may be eligible for stamp duty support, government grants or a low-deposit loan scheme, depending on their circumstances and the package price. These incentives can make a meaningful difference to upfront costs, so it is worth checking eligibility early with your lender, conveyancer, and the relevant government body.

In NSW, eligible first home buyers may receive a full or partial transfer duty concession through the First Home Buyers Assistance Scheme. This can apply to a new home, existing house, or vacant land if the purchase meets the current threshold and eligibility rules.

You may still need to pay stamp duty, legal fees, lender fees, land settlement costs and other purchase costs. Your finance team can help you understand how stamp duty applies to the land contract and whether the build contract affects your total borrowing position.

The First Home Owner Grant may also apply if you buy or build a new home and meet the eligibility and price limits. The Australian Government 5% Deposit Scheme may help eligible first home buyers purchase with a smaller deposit and no Lenders Mortgage Insurance, subject to lender approval and scheme rules.

Because incentives change, treat this section as a starting point rather than personal financial advice. The safest next step is to confirm your eligibility before you secure land, sign contracts, or finalise your budget.

Finance for house and land: how the loan structure works

House and land finance can work differently from buying an established property. In many cases, you will have one contract for the land and another for the home construction.

Your land loan usually settles first. Your construction loan then releases progress payments at key build stages, such as slab, frame, lock-up, fixing and completion. This staged structure means you don’t usually pay the full build amount on day one.

A lender or broker can help you understand home loan deposit requirements, grant eligibility, borrowing capacity and when repayments start. They can also explain how interest applies during construction and how to keep your budget steady while your new house and land build progresses.

Aerial view of a suburban residential development with rows of single-family homes with blue roofs arranged along curved streets, surrounded by green landscaping, trees, and agricultural land in the background under a partly cloudy sky.

House and land packages for investors

House and land packages can suit investors seeking a brand-new home in a growth area with strong rental appeal. A new build can also appeal to tenants because it often offers a modern floor plan, energy-efficient features, low-maintenance finishes and fresh appliances.

For investors, the right package is about more than the lowest price. You should consider the estate, nearby schools, transport, shopping, employment hubs, vacancy rates and future infrastructure. A property manager can help you review expected rent before you commit.

New homes may also provide depreciation opportunities, but you should speak with your accountant or quantity surveyor for advice. Montgomery Homes can help you choose a practical design, durable finishes and optional upgrades that support a rental-ready outcome.

  • Choose a floor plan with broad tenant appeal

  • Prioritise storage, parking and durable finishes

  • Ask about inclusions that reduce post-handover work

  • Get independent advice on depreciation and tax treatment.

Quality, warranty and after-handover support

When you build with Montgomery Homes, you are in safe hands from the first conversation through to handover. Our team keeps you informed during the home-building journey and helps you understand what to expect at each stage.

New residential building work in NSW is covered by statutory warranties under the Home Building Act. These warranties provide a legal framework for major defects and other defects after completion, subject to the relevant timeframes and conditions.

Selected Montgomery Homes inclusions may also include termite-resistant framing and trusses with a 25-year manufacturer’s guarantee against structural damage by termites, where specified in the current inclusion or promotion documents. Your consultant can confirm what applies to your selected Collection, package and contract.

After handover, you will receive guidance on your new home, maintenance responsibilities and any defect or service process that applies. This helps you settle into your home with more confidence and understand who to contact if something needs attention.

Construction worker wearing yellow hard hat and high-visibility vest inspecting drywall with clipboard and pen, representing quality assurance and warranty inspection on a job site.

Latest Offers

Diamond Collection

Elevate every moment at home with $75,000 of bonus luxury upgrades! Diamond

Elevate every moment at home with $75,000 of bonus luxury upgrades!

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Sapphire Collection

Enjoy $55,000 worth of bonus luxury upgrades with the Sapphire Collection! Sapphire

Enjoy $55,000 worth of bonus luxury upgrades with the Sapphire Collection!

Learn More

7 simple steps to building a house and land package

  1. Aerial view of rural farmland with green fields and scattered houses, showing a diamond-shaped outlined plot of land marked with four location pins, representing step 1 of finding a house and land package.

    Browse current house and land packages and compare locations, block sizes, floor plan options and price. Think about your daily lifestyle, commute, school zones, family plans and long-term goals.

  2. Speak with the Montgomery Homes team

    Our team will help you understand the package, the block, the home design and the next steps. You can ask for expert advice on inclusions, facade options, site requirements and finance timing.

  3. Person in blue shirt signing a document with a pen while using a calculator, representing the deposit payment step in a house and land purchase process.

    To help secure your preferred package, Montgomery Homes requires a $3,750 holding deposit. This takes the block off the market for two weeks while you take the next steps.

  4. Person signing a contract document with a pen, holding the paperwork with one hand while writing with the other.

    We prepare the building documents for your selected package, and your finance provider reviews the details. Your lender or broker can also help you understand progress payments, land settlement and construction loan requirements.

  5. A female sales representative in a black dress gestures toward a bathroom fixtures display wall showing various showerheads and faucets in black and gold finishes, while a couple in casual clothing listens attentively during a showroom appointment.

    This is where your house starts to feel like your home. Depending on your selected Collection, you may visit the selections studio to choose internal and external colours, kitchen and bathroom finishes, fixtures, fittings and materials.

  6. Two people reviewing architectural floor plans and blueprints at a wooden table with coffee cups, a smartphone, and a laptop during a design or construction meeting.

    Once the finer details are complete, we will finalise your tender and plans for approval. The balance of the Montgomery Homes deposit is due on the day of tender, bringing the total deposit to $7,500.

  7. Build your brand new home

    After approvals are in place, construction can begin. We keep you updated as your home moves through each stage, so you always know what is happening and what comes next.

Aerial view of rural farmland with green fields and scattered houses, showing a diamond-shaped outlined plot of land marked with four location pins, representing step 1 of finding a house and land package.

Step 1

Find the house and land package of your dreams

Browse current house and land packages and compare locations, block sizes, floor plan options and price. Think about your daily lifestyle, commute, school zones, family plans and long-term goals.

Speak with the Montgomery Homes team

Step 2

Speak with the Montgomery Homes team

Our team will help you understand the package, the block, the home design and the next steps. You can ask for expert advice on inclusions, facade options, site requirements and finance timing.

Person in blue shirt signing a document with a pen while using a calculator, representing the deposit payment step in a house and land purchase process.

Step 3

Secure your package with a holding deposit

To help secure your preferred package, Montgomery Homes requires a $3,750 holding deposit. This takes the block off the market for two weeks while you take the next steps.

Person signing a contract document with a pen, holding the paperwork with one hand while writing with the other.

Step 4

Review your contracts and finance

We prepare the building documents for your selected package, and your finance provider reviews the details. Your lender or broker can also help you understand progress payments, land settlement and construction loan requirements.

A female sales representative in a black dress gestures toward a bathroom fixtures display wall showing various showerheads and faucets in black and gold finishes, while a couple in casual clothing listens attentively during a showroom appointment.

Step 5

Select your colours, fixtures and finishes

This is where your house starts to feel like your home. Depending on your selected Collection, you may visit the selections studio to choose internal and external colours, kitchen and bathroom finishes, fixtures, fittings and materials.

Two people reviewing architectural floor plans and blueprints at a wooden table with coffee cups, a smartphone, and a laptop during a design or construction meeting.

Step 6

Finalise your tender, plans and approvals

Once the finer details are complete, we will finalise your tender and plans for approval. The balance of the Montgomery Homes deposit is due on the day of tender, bringing the total deposit to $7,500.

Build your brand new home

Step 7

Build your brand new home

After approvals are in place, construction can begin. We keep you updated as your home moves through each stage, so you always know what is happening and what comes next.

Your house and land FAQs answered

Naturally, when you’re building a new home, you want to move in ASAP! It’s important to clarify the building timeline for your house and land package prior to paying a deposit to understand when your project is expected to start. The next step is to select the colours, fixtures and fittings for your new home — you’ll visit Gallery One to choose all the finer details and really make your new house feel like home. Once you’re happy with the layout and inclusions, we can send your house plans off to the relevant regulatory bodies. Then it’s time to build! We’ll keep you updated every step of the way so you’ll know exactly when your home will be ready for you to move in.

Yes! Our experienced interior designer will guide you through your colour selection appointment during the design process. The decisions you make on colours, materials, and components for your new home will be made with confidence in a relaxed and well-resourced design space.

Montgomery Homes is committed to delivering superior quality in every aspect of construction. We work with extremely knowledgeable tradespeople and use premium materials to build homes to the highest standards. We also conduct regular quality inspections throughout the building process to maintain strict quality control.

A house and land package can be one of the fastest and most cost efficient ways to build your new home. A lot of the hard work is taken out of the process, as Montgomery Homes works closely with the land developer to craft a home that will fit perfectly on the block. Explore over 100 house and land packages available in Sydney, Wollongong, Newcastle, the Hunter, and Central Coast.

At Montgomery Homes, we want you to have the home you really want. Depending on suitability of your block, you’ll have the flexibility to adjust the floorplan to suit your lifestyle. We will provide recommendations and advice to ensure you get the best views, airflow and sunlight, but in the end, it comes down to what you want from your new home. You can flip the home to have the garage on the left, move the master bedroom to the rear of the home (if home design allows), alter bathroom layouts and add an alfresco area.

A house and land package includes one of our award-winning home designs on a block of land suited to the design. House and land packages also include our Diamond, Sapphire or Emerge Inclusions, BASIX requirements, and standard site costs, making them perfect for first home buyers, investors, or individuals looking to build on a strict budget. Our house and land packages are designed for you to move straight in. If our hand-selected house doesn't quite meet your liking, you have the ability to select from more than 300+ home designs.

The house and land package building process is simple and can be broken up into seven simple steps.

To secure a house and land package with Montgomery Homes, a small deposit of $3,750 is required. This will allow us to reserve the block for you for two weeks.

In most cases, no. Construction usually starts after you have signed the relevant contracts, finalised selections, received approvals and completed the required finance steps.

Yes, where the block, design, approval pathway and estate requirements allow. You may be able to adjust the floor plan, flip the garage, move selected rooms, add an alfresco area, or choose different finishes. Our team will explain which changes suit your block and which changes may affect price or timing.

Many house and land purchases involve two parts: the land purchase and the construction contract. Your lender may structure the loan so the land settles first, then the build is paid through progress payments as construction milestones are reached. Always confirm the structure with your lender or broker before committing.

Building Process

How long will it take to build my new home?

Naturally, when you’re building a new home, you want to move in ASAP! It’s important to clarify the building timeline for your house and land package prior to paying a deposit to understand when your project is expected to start. The next step is to select the colours, fixtures and fittings for your new home — you’ll visit Gallery One to choose all the finer details and really make your new house feel like home. Once you’re happy with the layout and inclusions, we can send your house plans off to the relevant regulatory bodies. Then it’s time to build! We’ll keep you updated every step of the way so you’ll know exactly when your home will be ready for you to move in.

Do you have an interior design to help with colour schemes?

Yes! Our experienced interior designer will guide you through your colour selection appointment during the design process. The decisions you make on colours, materials, and components for your new home will be made with confidence in a relaxed and well-resourced design space.

How does Montgomery Homes ensure quality construction?

Montgomery Homes is committed to delivering superior quality in every aspect of construction. We work with extremely knowledgeable tradespeople and use premium materials to build homes to the highest standards. We also conduct regular quality inspections throughout the building process to maintain strict quality control.

House and Land

What is a house and land package?

A house and land package can be one of the fastest and most cost efficient ways to build your new home. A lot of the hard work is taken out of the process, as Montgomery Homes works closely with the land developer to craft a home that will fit perfectly on the block. Explore over 100 house and land packages available in Sydney, Wollongong, Newcastle, the Hunter, and Central Coast.

Can I customise my house and land package?

At Montgomery Homes, we want you to have the home you really want. Depending on suitability of your block, you’ll have the flexibility to adjust the floorplan to suit your lifestyle. We will provide recommendations and advice to ensure you get the best views, airflow and sunlight, but in the end, it comes down to what you want from your new home. You can flip the home to have the garage on the left, move the master bedroom to the rear of the home (if home design allows), alter bathroom layouts and add an alfresco area.

What does a house and land package include?

A house and land package includes one of our award-winning home designs on a block of land suited to the design. House and land packages also include our Diamond, Sapphire or Emerge Inclusions, BASIX requirements, and standard site costs, making them perfect for first home buyers, investors, or individuals looking to build on a strict budget. Our house and land packages are designed for you to move straight in. If our hand-selected house doesn't quite meet your liking, you have the ability to select from more than 300+ home designs.

How does buying a house and land package work?

The house and land package building process is simple and can be broken up into seven simple steps.

When do you pay a deposit on a new house and land build?

To secure a house and land package with Montgomery Homes, a small deposit of $3,750 is required. This will allow us to reserve the block for you for two weeks.

Is the house already built?

In most cases, no. Construction usually starts after you have signed the relevant contracts, finalised selections, received approvals and completed the required finance steps.

Can I customise my house and land package?

Yes, where the block, design, approval pathway and estate requirements allow. You may be able to adjust the floor plan, flip the garage, move selected rooms, add an alfresco area, or choose different finishes. Our team will explain which changes suit your block and which changes may affect price or timing.

How does finance work for house and land packages?

Many house and land purchases involve two parts: the land purchase and the construction contract. Your lender may structure the loan so the land settles first, then the build is paid through progress payments as construction milestones are reached. Always confirm the structure with your lender or broker before committing.

Speak to a house and land specialist in NSW! Serving Newcastle, the Central Coast, Sydney, and beyond

Meet Tyler and Lauren

House and Land package for first home buyers

First time home buyers Tyler and Lauren invested in their forever home with a Montgomery Homes house and land package. Looking for a home with a variety of living spaces to entertain friends and family, ample storage options and plenty of natural light made the Southport 217 design a perfect choice for them.

Testimonials

House and Land Packages NSW

Our new home was built in record time. Quality and build were all up to a good standard. Issues were dealt with promptly and rectified. The entire build was very well managed by our site supervisor.

Alister

House and Land Packages NSW

"Montgomery Homes were very professional and helpful throughout the whole sales and then build process. The digital client portal was a great way to have us see updates as the building was underway. They kept us informed throughout and had our house completed earlier than expected. The end result is an amazing looking house that is super comfortable to live in."

Belinda and Matthew

House and Land Packages NSW

A positive build experience. I would say similar quality to a custom build, but at an affordable price point.

Bentley

House and Land Packages NSW

“You get a high standard of finish, which is in line with their time estates of a build.”

Blakely, Catherine Hill Bay

House and Land Packages NSW

“Well worth considering to get a Montgomery Home – excellent selections, service and quality!’’

Cauchi, North Rothbury

House and Land Packages NSW

"The process was great. I was happy with the communication and updates. My new home is amazing, highly recommend Montgomery Homes. I can’t wait to start our new chapter in our forever home."

Gina C