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Guide to Building a House on a Budget

Whether you’re a first home owner, a couple looking to upgrade and accommodate a growing family, or you’re looking to build a new investment property, we bet you’ve been looking for budget-friendly life-hacks throughout the planning process.

You're looking to build the home of your dreams, but like all homeowners, the price tag is going to play a huge part in the decision-making process.

Building a house on a budget doesn’t have to be a nerve-wracking experience - and you don’t have to make major sacrifices to stick to a budget. In fact, with the right expectations and an affordable home builder on your side, building a new home on a budget can be simple.

In this blog, we share three bulletproof methods of saving money on your new home build, without compromising on the dream!


1. Set a realistic budget

Building a brand new home is exciting - your hard work has paid off and you finally have enough for a deposit. Naturally, your mind will be racing with design ideas and fantasies about the future, but it’s important to keep a level head and set some realistic goals - including the budget.

Some things to consider:

  • What is the maximum you're willing to spend?
  • Create a list of "must have" items that are non-negotiable, such as an alfresco area or three bathrooms
  • What you may need to pay for after handover, such as fencing and landscaping

2. Keep your design simple

One way to keep costs down while building a new home is to keep the design straightforward. Building a complicated custom-made home design can be expensive, so if you’re looking for a home design that sticks to a budget, we recommend picking from a range of pre-designed homes.

At Montgomery Homes, we have over 160 home designs available to choose from. While browsing our collection, make sure to consider these design elements to keep costs low:

  • Opt for a single storey home design over two storey (fewer levels to be built)
  • Keep the design open plan (fewer internal walls needed)
  • Consider the necessity of upgrades e.g. a butlers pantry, underfloor heating, etc.

All things considered… don’t compromise on the dream, either!

3. Find an affordable home builder with an inclusions package you can’t refuse

If you’ve been fantasising about all the exciting inclusions to make your new house a home, we recommend exploring an affordable turnkey package deal complete with an attractive home design, a guaranteed build time, and a huge list of inclusions…

That’s where we come in!

Our brand new Home Starter Pack is perfect for first homeowners and investors alike. We’ve created two economical, compact home designs (the Avoca 173 and the Southport 189) packed with quality inclusions at an affordable price point.

Along with a huge range of inclusions, the Home Starter Pack comes with turnkey items allowing you start living in your new home straight away:

  • Concrete alfresco area and roofing
  • Coloured and sealed driveway
  • Letterbox and clothesline
  • Roller blinds and light fittings
  • Turf and a letterbox

You can have the home of your dreams at a fraction of the price with our Home Starter Pack. Our huge list of quality inclusions will make your dream home a reality, without the hefty price tag.

With Montgomery Homes, building a house on a budget has never been easier

At Montgomery Homes, we don’t believe quality should be swapped out for affordability - we believe these two virtues go hand-in-hand. That’s why we’ve created our affordable Home Starter Pack, complete with two architectural home designs packed with quality inclusions to make the building process simple and affordable.

Find out more about our Home Starter Pack and learn how you can build a stunning new home on a budget!

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